Personal insurance products are package insurances designed for individuals. These products offer financial protection against a variety of unexpected mishaps.

Lonpac offers a wide range of personal insurance products. We would be pleased to provide quotation of the products without obligation on your part if you can arrange to complete the relevant Proposal Form(s).

All forms are in Portable Document Format(PDF). To access, you will need Adobe® Acrobat® Reader.

Accidents can strike when you least expect. Getting yourself and your loved ones protected for unexpected accidents can help you and your family deal with the contingency and adverse financial impact.

Our FlexiCare PA is just what you need. It offers 24-hour protection to you and your loved ones. It allows you the flexibility to select the type of plan you need to suit your lifestyle. With the many choice of plans available to suit your requirements, you can rest assured to be well protected against any unwanted accidents.

Our FlexiCare PA also provides cover on death, permanent disablement and medical benefits to your children at no additional costs if you and your spouse are insured at the same time.

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Proposal Form

Choose Care Plus for comprehensive health coverage for you and your family.

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Proposal Form
Participating Hospitals

A comprehensive package policy designed for Employer of domestic servant or maid.

This policy provides the Employer with financial compensation for accidental bodily injury or death to the maid. In addition, it pays for repatriation expenses, hospitalization and surgical expenses and also weekly benefits.

Proposal Form

This is a package accident policy that covers the insured and his or her family against accidental bodily injury or death.

The policy also pays for medical expenses, ambulance fees, daily hospital cash and bereavement benefit.

There is a choice of five different plans of cover under this Family Protector package.

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Proposal Form

This is a package insurance specially designed for golfers playing and/or practising on any recognised Golf Course. This insurance covers public liability including litigation cost and expenses, personal accident, damage or breakages of golf clubs, loss or damage to golfing equipment, loss or damage to personal effects and hole-in-one.

Proposal Form

This is a package policy that covers the buildings of private dwelling against fire and other perils. It also provides cover for the owner against legal liability to the Public for accidents caused by defect in the buildings.

The premium for this class of insurance is tariff rated. The rating factors are the construction type of the buildings and whether it is attached or detached building or flats or apartment.

Please note that the sum insured for buildings is based on the cost of reconstruction of the buildings of same quality and not the market value of the property.

Proposal Form

The Householder insurance protects the contents of a private dwelling therein.

The policy covers the same perils as the Houseowner policy with an additional theft cover. And the premium rating is based on the same rating factors.

Proposal Form

The Living Care PA is a plan designed for people who wants enhance protection should an accident leaves them permanently total disabled.

This comprehensive protection starts from as low as 41 sen a day. While you can’t prevent an accident from happening, you can at least be financially prepared to ease the financial burden of your loved ones.

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Proposal Form

The PA Plus is a plan designed for individuals on the go who want comprehensive protection from their personal accident insurance plan.

There are five (5) special plans to choose from with premiums that start from 21 sen a day. What’s more, the PA Plus extends the coverage to further protect you against your personal liability.

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Proposal Form

The Privilege Car Protector policy is designed to provide financial compensation to the insured, the authorised driver and his or her passengers while travelling in the insured vehicle against road accident.

The policy pays for accidental bodily injury or death and medical expenses to the insured, the authorised driver and passengers travelling in the insured vehicle.

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Proposal Form

Count on TravelNet to give you peace of mind wherever you are headed, be it for business or leisure. With 2 great plans providing comprehensive coverage for you and your family, every trip will be worry-free.

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Proposal Form