Frequently Asked Questions (FAQ)


1. Who are eligible to claim Work Injury Compensation?
Employees who sustain injuries or died in a work-related accident are entitled to claim work injury compensation. Employees who contracted occupational diseases arising out of their work can also claim compensation under the Act.

The Work Injury Compensation Act covers all employees in general who are engaged under a contract of service or of apprenticeship, regardless of their level of earnings.

 

2. When is Work Injury Compensation payable?
Compensation is payable when an employee suffers personal injury by accident rising out of and in the course of employment.

Compensation is also payable under the following circumstances:
  • An employee meets with an accident while traveling as a passenger to and from his place of work in a vehicle operated by or on behalf of his employer and the vehicle is not a public transport.
  • An employee who is residing in Singapore and employed by an employer in Singapore, meets with an accident in a place outside Singapore where he is required to work.
  • When an employee contracted an occupational disease or contracted an occupational disease due to work-related exposure to biological agents.
3. Who, when and how to report an accident?
Employers are required to report work-related accidents to MOM within the time stipulated below.

 What to report
Reporting timeline
 
 Where the accident results in death of an employee
Within 10 days of occurrence
 
 Where the accident results in any incapacity that renders the employee unfit for work more than 3 consecutive days, or is admitted in a hospital for at least 24 hours for observation or treatment
Within 10 days of occurrence
 

 

Important Note:

Failure to report a work-related accident is an offence which carries a fine of up to $5,000 for first-time offence, and a fine of up to $10,000 and/or a jail term up to six months for subsequent offences.

 

4. What are the compensation benefits?
Under the Act, an injured employee is entitled to claim medical leave wages, medical expenses and compensation for permanent incapacity or death, if applicable. Employers are liable to pay work injury compensation as follows:

Medical Expenses
Medical expenses incurred within one year from the date of the accident, or up to a cap of $36,000, whichever is reached earlier.

Medical Leave Wages
These include (a) full pay up to 14 days for outpatient medical leave; and (b) full pay up to 60 days for hospitalization leave.
Beyond the abovementioned periods, 2/3 salary is payable up to a maximum period of one year following the date of accident, Public holidays, rest days and non-working days should be excluded from the number of medical leave granted to the employee.

Compensation for Permanent Incapacity
Lump sum compensation for permanent incapacity or death (after 1st January 2016) subjected to the following limits:

  
Maximum
Minimum 
 Permanent Incapacity
$262,000 X % loss of earning capacity
$88,000 X % loss of earning capacity
 
 Death
$204,000
$69,000
 
 

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